Having life insurance can help ease the financial burden on
your family when you pass. The main purpose of
life insurance is to help take care of your family after you pass but it can also be used to pay for final expenses as well as setting up inheritance to your heirs. There are many different life insurance options to choose from:
Each one offers benefits over the others. Call All Graham Insurance Solutions to find out which insurance would be best for your situation. Call us today for a free quote
Ensure you are able to pay for the medical services and supplies you need with medical insurance from All Graham Insurance Solutions. If you do not have health insurance
through your job we can assist you in finding the perfect plan that meets your needs at a competitive price. Your health insurance cost is dependent on your income. Most clients apply for premium tax credits that can help lower your
monthly bill as well as save on out of pocket costs.
Medicare is health insurance offered for people 65 years of age and older. It's also available for people under 65 with certain disabilities and illness.
Original Medicare, which is parts A and B, will pay for most health care service and supplies. It won't pay for all, though. Medicare Supplement Insurance, also called Medigap, is sold by private companies. It can help pay for health care costs that the original Medicare policy doesn't cover, like copayments, coinsurance, and deductibles.
If you have Medicare Parts A and B, you can also join a Medicare Advantage plan for which you might have to pay a monthly premium. Medicare Advantage plans include:
Anyone who has Medicare Hospital Insurance (Part A) or Medical Insurance (Part B) is eligible for prescription drug coverage, also called Part D. Joining a prescription drug coverage plan is voluntary
and may cost you an extra monthly premium for the coverage. You can enroll in both Medicare Part C and Part D during the initial enrollment period or you can enroll later during the annual Medicare open enrollment period.