Life & Health Insurance


 
Life insurance form - Life Insurance in Charlotte, NC
 
All Graham Insurance Solutions can help you get the coverage for all your health needs. We work with a large network of insurance carriers in order to get you the best deal on a policy that meets all your health needs. View our health insurance options below to learn more.
 
 
 

Life Insurance

Having life insurance can help ease the financial burden on your family when you pass. The main purpose of life insurance is to help take care of your family after you pass but it can also be used to pay for final expenses as well as setting up inheritance to your heirs. There are many different life insurance options to choose from:
 
  • Whole Life Insurance
 
  • Universal Life Insurance
 
  • Term Life Insurance
 
Each one offers benefits over the others. Call All Graham Insurance Solutions to find out which insurance would be best for your situation. Call us today for a free quote

Health Insurance

Ensure you are able to pay for the medical services and supplies you need with medical insurance from All Graham Insurance Solutions. If you do not have health insurance through your job we can assist you in finding the perfect plan that meets your needs at a competitive price. Your health insurance cost is dependent on your income. Most clients apply for premium tax credits that can help lower your monthly bill as well as save on out of pocket costs.

Medicare Insurance

Medicare is health insurance offered for people 65 years of age and older. It's also available for people under 65 with certain disabilities and illness.

Medicare Supplement Insurance (Medigap)

Original Medicare, which is parts A and B, will pay for most health care service and supplies. It won't pay for all, though. Medicare Supplement Insurance, also called Medigap, is sold by private companies. It can help pay for health care costs that the original Medicare policy doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Advantage plans (Part C)

If you have Medicare Parts A and B, you can also join a Medicare Advantage plan for which you might have to pay a monthly premium. Medicare Advantage plans include:
 
  • Managed-care plans
  • Preferred provider organization plans
 
  • Private fee-for-service plans
 
  • Specialty plans
 

Medicare Prescription Drug Plans (Part D)

Anyone who has Medicare Hospital Insurance (Part A) or Medical Insurance (Part B) is eligible for prescription drug coverage, also called Part D. Joining a prescription drug coverage plan is voluntary and may cost you an extra monthly premium for the coverage. You can enroll in both Medicare Part C and Part D during the initial enrollment period or you can enroll later during the annual Medicare open enrollment period.

Medicare Open Enrollment Period runs from October 15th to December 7th

 

Vision & Dental

At All Graham Insurance Solutions, we partner with VSP Vision Care & Delta Dental to offer vision and dental insurance options to our clients.

Vision

Without vision insurance, a typical routine eye exam and glasses could cost you a couple hundred dollars. With the help of AGI and VSP Vision Care, you can save hundreds on your next exam and glasses. With a network of over 30,000 eye doctors, you will be sure to find one near you.

Dental

Delta Dental offers several different dental plan options for clients to choose from. Whether you are looking for lower out of pocket costs or wanting to visit a dentist out of your network, we have a plan that can accommodate your needs.